benefits open enrollment period is Feb 5-9, 2024
All plans are effective March 1, 2024
benefits open enrollment period is Feb 5-9, 2024
All plans are effective March 1, 2024
Medical Insurance Plan Options
Blue Cross PPO High Plan
Blue Care Network HMO High Plan
Blue Cross PPO High Plan
The High Plan has a higher cost and lower out of pocket expense. Blue Cross Blue Shield of Michigan PPO members get access to 95% of doctors and 100% of hospitals in Michigan. A PPO plan offers flexibility when choosing health care options. It offers members the freedom to choose any health care provider without a referral.
Blue Cross PPO Low Plan
Blue Care Network HMO High Plan
Blue Cross PPO High Plan
The Low Plan has a lower cost and higher out of pocket expense. Blue Cross Blue Shield of Michigan PPO members get access to 95% of doctors and 100% of hospitals in Michigan. A PPO plan offers flexibility when choosing health care options. It offers members the freedom to choose any health care provider without a referral.
Blue Care Network HMO High Plan
Blue Care Network HMO High Plan
Blue Care Network HMO High Plan
The High Plan has a higher cost and lower out of pocket expense. With an HMO plan, you pick one primary care physician. All your health care services go through that doctor. That means that you need a referral before you can see any other health care professional, except in an emergency. Visits to health care professionals outside of your network typically aren’t covered by your insurance.
Blue Care Network HMO Low Plan
Free Rx Specialty Pharmacy Savings
Blue Care Network HMO High Plan
The Low Plan has a lower cost and higher out of pocket expense. With an HMO plan, you pick one primary care physician. All your health care services go through that doctor. That means that you need a referral before you can see any other health care professional, except in an emergency. Visits to health care professionals outside of your network typically aren’t covered by your insurance.
Free Rx Discount Plan
Free Rx Specialty Pharmacy Savings
Free Rx Specialty Pharmacy Savings
For routine prescription drugs, this free Rx discount plan can save substantially at most all pharmacies nationally. Ideal for those who elect not to take one medical. Free for both full time and part time employees. You do not need to be on a PGH medical plan to save money.
Free Rx Specialty Pharmacy Savings
Free Rx Specialty Pharmacy Savings
Free Rx Specialty Pharmacy Savings
For very high cost prescription drugs (costing more than $400/month), both full time and part time employees now have free access to this Specialty Pharmacy for substantial Rx savings on expensive specialty drugs. You do not need to be on a PGH medical plan to save money.
aflac plans available to you
Group Dental and Vision Insurance
Group Dental and Vision Insurance
Group Dental and Vision Insurance
Dental insurance is important, and it might help improve your overall health. And vision correction is just one reason for an eye exam. Your eye doctor may also spot other conditions for your health.
Accident
Group Dental and Vision Insurance
Group Dental and Vision Insurance
Accident insurance policies help provide support when life's most unexpected moments arrive. Supplemental accident insurance is meant to be purchased in addition to your primary policy. It helps pay the bills that your medical plan doesn't completely cover.
Cancer
Group Dental and Vision Insurance
Critical Illness
The unfortunate reality is, cancer touches almost everyone at some point in their lives and everyone's story is unique, especially when it comes to cancer treatment. Aflac cancer insurance is here to help you and your family better cope financially - and emotionally.
Critical Illness
Meet Your Aflac Rep - Sydney Cotton
Critical Illness
Use Aflac critical illness insurance to help with the treatment costs of life-changing illnesses and health events, so you can stay focused on getting better.
Hospital Insurance
Meet Your Aflac Rep - Sydney Cotton
Meet Your Aflac Rep - Sydney Cotton
An unplanned hospital visit can leave you with expenses not covered by major medical. Aflac pays you cash to help you with the expenses that health insurance doesn't cover so you can worry less about covering your everyday needs.
Meet Your Aflac Rep - Sydney Cotton
Meet Your Aflac Rep - Sydney Cotton
Meet Your Aflac Rep - Sydney Cotton
Sydney Cotton is one of the most talented and responsive Aflac Representatives in all of Metro Detroit. Feel free to contact her with questions about how Aflac plans might complement the various benefits provided by Pontiac General Hospital.
Guardian Plans Available to you
Employer Paid Group Life
Additional Voluntary Group Life
Additional Voluntary Group Life
What is life insurance? First and foremost, it’s a way to protect your family and those who depend on you for financial support. It can provide an income tax-free payout to help them carry on if you pass away unexpectedly.
Additional Voluntary Group Life
Additional Voluntary Group Life
Additional Voluntary Group Life
Additional amounts of group term life insurance may be available, depending on health history above certain limits.
Short Term Disability
Additional Voluntary Group Life
Hospital Indemnity - Grandfathered
Voluntary short term disability can help pay you a limited income for a short period of time if you are unable to work due to sickness or injury.
Hospital Indemnity - Grandfathered
Hospital Indemnity - Grandfathered
Hospital Indemnity - Grandfathered
Hospitalization can happen to anyone, and hospital indemnity coverage can often help.
Critical Illness - Grandfathered
Hospital Indemnity - Grandfathered
Critical Illness - Grandfathered
Critical illness insurance helps you pay for expenses that can occur when you experience a serious illness. It’s a benefit payout you receive if you ever experience a serious illness like cancer or a stroke.
Accident - Grandfathered
Hospital Indemnity - Grandfathered
Critical Illness - Grandfathered
Unexpected accidents happen every day, and people can get hurt. But every person deserves a smoother path back to normal so they can return to living their lives to the fullest.
bill-to-home plans for full-time & part-time
Individual Health Insurance
Individual Health Insurance
Individual Health Insurance
Ideal for those workers who don't otherwise qualify for PGH medical insurance. Ask for an ACA premium subsidy for lower premiums.
Term Life Insurance
Individual Health Insurance
Individual Health Insurance
This plan is in addition to any PGH paid group term life, and is available in amounts of $100,000 to $2,000,000, often issued on the spot. Your spouse and all other family members are also eligible to apply for this plan.
Auto & Home Insurance
Individual Health Insurance
Auto & Home Insurance
Pontiac General Hospital employees can now ask our broker to shop 20+ auto insurance carriers at once. You can expect average savings of $300 to $900/year, with higher savings when bundling. Use Promotional Code: "John Daly."
Financial Newsletter
Aflac Part-Timer Plans - Bill to Home
Auto & Home Insurance
Get this free monthly financial newsletter with current events and helpful savings ideas.
Aflac Part-Timer Plans - Bill to Home
Aflac Part-Timer Plans - Bill to Home
Aflac Part-Timer Plans - Bill to Home
These Aflac plans are now being available for those working fewer than 20 hours/week.
Telehealth by Teladoc
Aflac Part-Timer Plans - Bill to Home
Aflac Part-Timer Plans - Bill to Home
Visit with a doctor or nurse on your smartphone 24/7 from the comfort of your home.